Judgement Collection Training Course
"FAQ" - Frequently Asked Questions

*I am not a lawyer/attorney, so all of this website and the judgment system is my personal opinion.
Volume VI

How much is it?
What will I get?
Refund Policy

Do I need a collectors license?

No.  You do not need any kind of permit or collection/collectors license in any of our 50 states.   This is Because you are not going to be collecting money for someone else, you will be collecting money for yourself, as you either will purchase the judgment or you will have it temporarily given to you (which I recommend).  

In the system course I will give you actual forms that I have used to assign the judgment to myself that you can copy and modify for your own use. I will provide you with an actual copy that I used and also a blank form you can use and to modify for your own use.

Collection agencies are collecting money owed to another person so they need a license, but you are collecting money for yourself and not someone else (once its assigned to you using the forms in the system).   Similar reason is why you don't need a license to sell your own home but if you try to sell someone else's home (real estate agent) you need a license.

You also don't have foot traffic, all your business should be done by the mail, telephone, email and fax.  All payments should be mailed.  (In the course I go over how to hid your home phone and address).

You do not need to create a company or corporation, but you can if you choose to.

What subjects are covered in the book?

Can you create a website like this one for me?

What are my chances of being successful in a business of my own?

Judgment Interest Calculator

Are there refunds?

No. Sorry no refunds, because copies can be made before you return the system. We have spent a lot of time and feel very confident in this system, and that you will be happy with it.

On this website you get a copy of the table of contents and a large and informative FAQ (frequently asked question) section webpage to help you decide on whether or not you want to purchase this system.      

Before you purchase check out the Table of Contents

How many unsatisfied judgments are in your state?

top Do I always have to pay to get the judgment assigned to me?

[ I never pay for a judgment.  I always do it on a contingency bases, just like car accident lawyers.  I and the car accident lawyers only get paid if we collect ]


top Start up costs?

[ low.   Many times to collect a judgment there isn't a cost at all but stamps and envelopes.   If you have decent information on where someone works and verify it by a phone call then sometimes you can collect without paying anything.   I have a judgment form New Jersey where the looser now lived in California and worked at a college.  I filled out a wage garnishment letter with real information from their employer and mailed it and a letter to the looser in California stating that I have not sent this attached garnishment letter to their employer yet and would like to work out a payment plan with them.   Since this person did not want their HR and payroll department to know about the judgment, they started paying ]

top With the economy so bad right now is it hard to collect judgments?

[ there are more judgments out there now and more people that can't pay, so it evens out as it was 2-3 years ago.   Now you can be picky with the ones you collect from, and if someone is unemployed, you can always come back to it in 6-8 months and try again, as some people get a new job within that time.   You can tell them that many times prospective employers run credit checks and this judgment shows on the top of it.  This might prevent them from getting that job with all the competitive out there and paying off in monthly installments can help them get a new or better job ]


top I have heard that most businesses fail in the first year or two
Not all businesses make it.   Many businesses fail in the first 2 years and some types of businesses fail more than 50%.   

That is why this is a perfect business.  You are not investing in equipment, leasing a store.   You can start this part time without really any risk at all.   

Some people are not self disciplined enough to work from home, but even the most busy people probably can get one judgment going and only work on that one until it's collected.   That will also allow you to learn how things work.   BUT you can try 10-15 at the beginning if you have the time and drive.

top How do I find these judgments? 
I show you many ways to find them.  Most ways are free and all the ways I personally use are free.  There are services that charge a fee and most of them are great.  It's up to you.  But I show you many free ways to get them.   (PS:  I have started limiting my own to just Minneapolis, MN area and can give you my leads for other areas and we can talk about this after you purchase the training system). 

top Can the winner of a small claims court collect their own money? 
Yes, they can.  But most people are too busy to figure out how and that is where you come in.   The numbers prove that most winners do not collect their own money if the losers don't pay on their own right away.

top Can the winner hire a collection agency or even a lawyer?
Yes and no.   They usually can't hire a collection agency because collection agencies do not go after court awarded money, they usually go after bounced checks etc.

They can hire a lawyer.  But lawyers are expensive.  These lawyers even charge a 15 minute charge just to answer a simple email which can mean that at $200 an hour, to read an email they can charge $50.   

top Of all the judgments I start working on, how many times will I get paid by the loser
This can be as little as 1% or as much as 100%.   The small amounts usually get paid first.   Then if a person has been employed at their job a long time, they are most likely to pay.  If the person has a prestigious job they might pay to save embracement. 

top Is this for real?  It sounds too easy.
Yes it is for real.    It is not easy, but not real hard either.  You do not have to try to collect 10 judgments at first as this could get confusing.  Try one at first.  Then another.  They maybe two at a time.  Ask any court clerk where judgments are filed/recorded, how many court awarded judgments come in each day?   The numbers are large.
top Can I contact you by telephone or email
Yes, click here

top Can I get hurt pissing off the wrong person?
If you follow my steps, the loser of the case won't even know what you are doing even after the wage garnishments start.   You can be as secretive as you want and I can give you some ideas.   One is a Mail-Boxes Etc (aka The UPS Store).  They have real street addresses and you use this for ALL things related to judgments including the address you give the court and the winner too.

top Do I need to know as much as an attorney would to collect judgments
No. Our system gives you most of what you need to know and you can add your own notes as you go, such as phone numbers of court houses, mailing address, landlord contacts etc....   And there isn't a license or permit needed. 

top Are there going to be 10-20 other people in my area trying to collect the same judgments? 
No.   There are new judgments each and every day.   There are so many older ones that no one is working on at all.  Go back and get a judgment that was awarded 2 years ago (we show you how to find these).  Most likely no one has or will contact them about collecting their judgment.

Click here to see how many unsatisfied judgments are in your state as of the year 2000.   BUT the amount has drastically gone up over the last three years, as we are in a very long and deep recession and that has caused the number of judgment to increase.

top Do I have to work full time or part time
Either.  You can start with one.  Learn by doing the one.  Then do another.  Then do two at one time.  Increase the number as your time permits.  Maybe you can quit your job in the future if you get enough money rolling in.   If you are out of work, KEEP looking for a full time job, but try a couple of these at the same time.

top Is there collection agency license required?
NO.   Collection agencies collect money for someone else.  We show you how to get the judgment assigned to you, thus you are actually collecting money for yourself.  Once you collect the money, you must give the winner their share.    Anyone in any state that is owed money can collect that money.   Now some cities require certain permit or license to work from home, and you need to check with your tax account about how to report the money you make on your income and if you need to at all.

top Is this legal where I live? 
Yes, if there is a court where money can be awarded, then you can collect it.   Sometimes you have to wait until the small claims court case is moved up to the next level court before you can have the judgment assigned to you.   Each county is different.  

top Can I collect judgments on my own without buying any judgment system?
Yes you can.  But do you know how?   Just for a few dollars with the purchase of this system I can save you a lot of time, do it legally, safer etc...  

top Can I order a printed copy of the manual 
Yes, make sure you pick that product when you make the order.   We have downloadable only versions and also CD rom version too.   It comes in a 3 ring notebook.  So you can add your own notes, forms and take the entire notebook where ever you go including to the courthouse to find the judgments to work on.

top Do you help me find the winner or even the loser? 
Yes.  We give you many free ways to find people, and also some paid ways.

top Does the training manual come with any actual letters and forms that I will need
Yes.  You will then modify them for your own name etc...

top Will I make money?
It's up to you.   If you don't do anything, no one will send you any money, but if you follow my steps and with a little work you can.

top How is my system delivered to me
We have downloads from the internet, we have CD only and we have printed versions with CD.    Your hard copy (3-ring notebook) is sent by USPS mail. 

top The price is so low, do I get a detailed step by step system
Yes the price is low and Yes you get details of each step.   You get some actual forms and examples too.

top Is my course tax deductible
I can not give legal advice, and I do not know your tax situation.
Remember you might not only be able to deduct the price of this system but also mileage to and from the courthouse, stamps, paper, ink, envelopes, your pc, internet access, or even the room in your home.

top If I owe a judgment can this system help me?
Yes it possibly can.   Our system might be able to get your amount lowered by 50%.   We can work out a deal where I collect the judgment from the person/business you owe money to.  Then you pay me 60%, and the rest is forgiven.  Thus saving you 40%.   WHAT A DEAL!

top Is there any software to help me organize my judgments?
SORRY No, it worked for Windows XP, but not Windows 10 (old link:
Judgment Manager Software):
Software for Novice and Serious Judgment Recovery Professionals


Judgment Interest Calculator

top Can you create a website like this one for me?

Yes.   There are two steps to take:

1)  Pick out what domain name you want.  Make sure its unused (unless you already own it).
Need help?  Just ask...

2)  Pay for your website - click here  (prices and details)


Website Sample:  Click Here

Maybe website name like:

What you get:  
1)   I do everything for you, you just have to pick out a website name
2)   Your own website that looks like mine and like the website sample.
3)   Customized with your contact information. 
4)   Developed and hosted for 1 year using this template.
5)   Your own email address
$45 a year renewal thereafter.

Buy The Judgment Collection Training System Now!

A Complete Judgment Collection Training Course
Learn how to collect judgements for money
Collect on your judgement  Judgment recovery training
Judgment recovery course   judgement recovery system

Unsatisfied Judgments

This does not count the last 4 years.  The recession has caused this to increase by hundreds of millions of dollars.

This is the most current information available.
Compiled from U.S. Census information.

Name of State Cases Total Amount
District of Columbia
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Rhode Island
South Carolina
South Dakota
West Virginia
Total 16,338,402 $18,868,484,884

1)  Main Page 

PricesWhat do I get?Buy it now
All three formats include EVERYTHING:
1)  Flash Drive
2)  CD:  
3)  Download: 

      save shipping costs and lower price, less work for me to send it as a download

Complete System
Table of Contents

If you order the 'paperback' from Amazon:
Front Cover        Back Cover


Reduce the judgment you owe by 50%

As seen on Amazon.com Kindle
and BarnesAndNoble.com

Free Upgrades: of main .pdf document for life....if you purchase the download option 

The Download is NOT an "instant" download.  This is because people (hackers) were digging through the website code in order to get the download for free, but I will send you the link as soon as I notice the order was placed and I pick up the Western Union, which can be a day or two depending on time and day of the week you placed it. 

Please send me an email after your order asking for it then I can reply to your email and you should get it quicker.  CHECK your bulk or spam folder for my email.   Download is approx. 5.5 megs.   You can also call me to let me know you placed an order.

The is a Complete Step-by-Step Training Course to the Judgment Recovery and Collection business.   You can use to collect on your own judgment and also collect other peoples judgments.  

There are so many landlords that win a judgment against an ex-tenant but the landlord can't collect.  This is where you come in.   This is something that not a lot of people are doing when compared to the number of judgments.

With this bad economy, there are more and more judgments being awarded, but it is NOT the courts job to collect the money for the winner, but it can be your job.   

Each day millions of judgments are awarded in civil court whether its small claims court or district civil court.  The amounts can range from less than $100 to millions such as OJ Simpsons civil judgment.

The problem is that the winner doesn't know how to collect, and this is where you come in.  With the internet there are many ways to investigate the looser (judgment debtor).  Searching for the person and their assets (cars, trucks, real estate (homes, cabins, vacant land, farm land, and businesses) are much easier with the internet.  You usually don't even need to leave home, because most of the work is done by the mail, internet, fax and phone calls.

Yes it is debt collection in a way, but its so much more.   Normal debt collectors are small amounts that they are trying to collect and there isn't any court awarded judgment for the money in normal debt collection.   Having no court awards is one reason debt collectors often take illegal collection actions and harassment.

What makes you stand apart from debt collectors is that you have a court awarded judgment which is a legal document proving debt is owed.  This document can facilitate wage and bank garnishments.

It can be part time Or it can become your full-time profession, earning you much, much more.

As in any business, you need the right tools. That's what this Step-by-Step Course provides.

Real Life Example

Look at this scenario, and put yourself in the position of the
Judgment Recovery Specialist (JRS):  (this happened to me)

Landlord rents an apartment to a tenant.  The tenant damages the property.
The tenant moves out before the lease is over and also without repairing the damage.   The damage and broken lease exceeds the damage deposit.

The landlord takes the tenant to small claims court and wins.   The tenant does not pay and the courts do not ever make the tenant pay.  The landlord does not know how to make the tenant pay.

This is where you come in.   You know how to locate where the tenant works and garnish his wages, locate where he banks and seize the money, put a lien on his home, and take his car to be auctioned.  If the tenant owns a business, you know how to have the sheriff sit there and collect money from the customers at the cash register, make his clients pay you directly instead of him‸and much, much more.

The landlord can assign you his/her judgment.  You then go and collect the money (sometimes including interest too).   You keep the percentage agreed with the landlord.    $5,000 judgment plus interest from Jan 2005 drives up the money owed a year later to $5,154.93  (see for yourself using our calculator).
If you are splitting it 50/50, then you keep $2,577.46 which is great for just a full couple days of work.   If the tenant can not pay all of the $5,154.93 at one time they can pay in installments.  THIS IS GREAT for recurring income without having to do anything else except deposit those monthly checks for your 50%.


Main Judgement Course is 259 pages well written judgment training manual and you can order either or both the CD Rom, Flash Drive or Download complete system.  

Many people ask me that since the judgment is in the winners name, how can you collect on someone else's judgment?  Especially if your not a lawyer and your not familiar with how it all works in the first place.

The person who won the judgment can assign the judgment to you with a specific form that I provide on CD.  Once that notarized document is delivered to the courthouse then it is just like your judgment - meaning you can collect on it just as if your the original winner of the judgment. 

There is also a 2nd form that I provide also on CD spells out how to split the money you collect between you and the winner (judgment creditor), but this doesn't get sent to the county.   Many times it can be a 50-50 split, but if its a person who might have more judgments in the future you might want to accept a smaller percentage in exchange for possibly getting future ones to collect on.

This Step-by-Step Course that will take you through from novice level to the advanced level on how to collect the debt.

I think this is the most comprehensive and up-to-date course available anywhere.

Judgment Recovery courses have been available for many years, but many are really a joke.

When I started my own business -- I started it as a landlord where I owned 6 hours of which 5 were rentals. I then had a tenant move out and didn't pay their final water/sewer bills so I sued them in small claims court, but they never paid until I garnished their wages from their employer - Pizza Hut.  Some other courses on the internet are tailored only for the beginning phase of your business.

Please note: While judgment enforcement laws are similar from state to state, some states are better for this business than other states.


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